Q & A
“ClearAlpha Capital,” hereinafter referred to as “WE”
1
Q: What kind of company are we?
A: We are an investment advisory firm registered in New Zealand. Founded by Huaqing Li, a trader with over 15 years of successful investment experience, our company aims to provide clients with authentic portfolio strategies and market insights for U.S. stocks.
2
Q: Do we recommend investments to our clients?
A: We only provide real-time transaction reports.
3
Q: Do we accept client investment funds?
A: We will never accept client investment funds in any form.
4
Q: The founder's investment track record.
A: Since 2010, investment activities have focused on long-term value investing in the Hong Kong stock market. Achieved a fourfold increase in capital within four to five years.
After 2019, we shifted our focus to the U.S. stock market.
Year Our Returns S&P 500 Returns
2019 -7.36% +28.9%
2020 +39.83% +16.3%
2021 +47.83% +26.9%
2022 +0.9% -18.1%
2023 +9.06% +24.3%
2024 +27.46% +23.3%
5
Q: Which markets do we invest in?
A: We focus solely on all stocks issued within the United States and regulated by the U.S. Securities and Exchange Commission.
6
Q: Our performance evaluation. Why do we always compare ourselves to the S&P 500 index?
A: We are committed to maximizing the appreciation of our investors' capital. The growth of the S&P 500 Index has undoubtedly been remarkable, with an annualized total return of approximately 16%, while ours stands at 19%. Our objective is to outperform the S&P 500 Index's annualized total return. Although we may underperform the index in certain years, this stems from our distinct investment philosophy and selection of investment targets. We consistently maintain a long-term perspective.
7
Q: Our trading practices.
A: We typically establish positions around year-end or early in the year, holding approximately 50 stocks. We constantly monitor market movements and periodically adjust positions in these stocks. Our members receive real-time email notifications regarding all position changes.
8
Q: If I join as a member after you've established your positions, can I still continue trading?
A: Absolutely. Our membership operates on an annual basis, meaning you'll receive services for a full calendar year. We focus on long-term, multi-stock trading. While your trading results may differ from ours during the first year, the direction of your long-term profit curve will align with ours.
9
Q: Why haven't I seen any profits after trading for a while, and why am I even incurring losses?
A: We understand this anxiety. It's perfectly normal. We're constantly monitoring the performance of these stocks. Unless there's a fundamental change, we won't take any action. Because we focus on the long-term performance of stocks. The market is often influenced by specific events, data points, or prevailing sentiment, leading to poor stock performance. This reflects the market's emotional nature and requires time to digest these factors. Once this process is complete, the market will ultimately reflect its true value. So all we need is patience.
10
Q: Do I need to monitor the market?
A: Absolutely not. On the contrary, we need you to stay away from the stock market. All you need to do is keep an eye on our emails.
11
Q: What should I do if I incur a loss at year-end?
A: Experiencing a certain degree of loss at year-end is a normal occurrence in the investment process, particularly during periods of market volatility or liquidity tightening. We view the occasional drawdown in the S&P 500 index during certain years as a sign of a healthy stock market. Within this investment context, we can fully achieve a drawdown that is less than the index to protect our capital.
12
Q: What is the cost to become a member?
A: The current membership fee is USD499.99 per year. We value every individual who aspires to achieve wealth growth and become a potential partner. Let our wealth grow together. We will increase membership fees as investment performance improves.
13
Q: How is the membership validity period calculated?
A: Our membership term is one year. That is, the membership period runs from August 1, 2025, to July 31, 2026. We will send you an email before your membership service expires. You can renew via the link in the email or through our website.
14
Q: Are membership fees refundable?
A: Once we present our list of holdings or investment portfolio via email, payment will be considered non-refundable.